Unlock 10% Savings: Everything You Need to Know About the PayZapp Bharat QR Cashback Offer
In the world of digital payments, finding a consistent cashback offer without complicated terms and conditions can be rare. However, the latest promotion from PayZapp is keeping things simple and rewarding. If you are a frequent user of the "Scan to Pay" feature, you can now earn a flat 10% cashback on your transactions.
Here is a complete breakdown of the offer, where you can use it, and how to maximize your savings.
The Offer at a Glance
The core of this promotion is straightforward: When you make a payment using the Bharat QR (Scan 2 Pay) feature via the PayZapp app, you are eligible for 10% cashback on the transaction value.
Unlike many offers that restrict you to a single use, this promotion allows for flexibility:
Frequency: You can use this offer any number of times during the offer month.
Maximum Savings: While you can make multiple transactions, the total cashback is capped at Rs. 250 per month across all merchants.
Promo Code: There is no promo code required. The system automatically detects eligible transactions.
Where Can You Use It? ("Marquee Merchants")
This offer is specifically designed for Bharat QR payments, making it highly versatile. The promotional material highlights several popular categories and specific merchants where you can redeem this offer:
Travel & Commute: Book your train tickets via IRCTC or pay for your metro commute via DMRC (Delhi Metro Rail Corporation).
Home Entertainment: Recharge your DTH services, including Tata Sky, Idea, and Airtel DTH.
Food & Dining: Order your favorite pizzas from Domino's.
Shopping: Shop at Reliance Retail outlets.
Note: While these are the highlighted merchants, the offer applies to "Bharat QR" scan payments, suggesting broader acceptance wherever Bharat QR is supported.
How to Avail the Offer
Getting your cashback is easy. Just follow these steps:
Download or Open the App: Ensure you have the PayZapp App installed on your smartphone.
Locate the QR Code: Look for a "Bharat QR" code at the merchant's location or on their website (for online merchants like IRCTC).
Scan to Pay: Open the PayZapp app, select the 'Scan to Pay' feature, and scan the QR code.
Complete Transaction: Enter the amount and complete the payment.
Earn Cashback: Since no promo code is needed, your 10% cashback (subject to the monthly cap) will be processed automatically according to the app's standard settlement timelines.
Why This is a Good Deal
Many digital wallet offers today offer "scratch cards" with variable or negligible rewards. A guaranteed 10% return is a strong value proposition. If you spend Rs. 2,500 total over the course of the month on utilities, travel, or food using this method, you will hit the full Rs. 250 cap, effectively getting a noticeable discount on your monthly expenses.
Ready to save? Open your PayZapp app today and start scanning!
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Here’s a rundown of some of the best credit
card deals in India , based on their rewards, cashback, and
unique benefits tailored to various spending categories. These insights are
drawn from current trends and offerings commonly highlighted by major banks and
financial platforms.
Deal: 5% unlimited cashback on Flipkart and Myntra, 4% on partners like Swiggy, PVR, and Uber, and 1.5% on other spends. Four complimentary domestic lounge visits annually.
Deal: 5% cashback on bill payments (Google Pay), 4% on Swiggy, Zomato, and Ola, and 2% on other spends (capped at ₹500/month combined for 5% and 4% categories). Four lounge visits per year.
Annual Fee: ₹499 (waived on ₹2 lakh annual spend).
Why It’s Great: Strong utility bill and food delivery rewards, plus lounge access for budget travelers.
Deal: 25% cashback on Airtel services (mobile, broadband, DTH) via the Airtel Thanks app, 10% on utilities and BigBasket/Zomato/Swiggy, and 1% on other spends. Four lounge visits annually.
Annual Fee: ₹500.
Why It’s Great: Exceptional value for Airtel customers, with broad cashback coverage.
Best For: Airtel subscribers and utility spenders.
Deal: 20 reward points per ₹150 on premium brands (Nykaa, Myntra, etc.), 4 points on other spends. Complimentary Club Vistara and MMT Black Elite memberships, plus 12 domestic lounge visits.
Annual Fee: ₹2,500 (waived on ₹5 lakh annual spend).
Why It’s Great: High reward rates and travel perks for premium users.
Deal: 2X reward points on online spends (1 point = ₹0.25), 1% fuel surcharge waiver, and one complimentary lounge visit per quarter (on ₹5,000 quarterly spend).
Deal: 6% cashback (up to ₹1,000/month) on online spends like groceries, food delivery, and travel, plus 2% on other online spends (up to ₹1,000/month). No cashback on fuel/EMI.
Annual Fee: ₹499 (waived in the first year).
Why It’s Great: High cashback on niche online categories with a low fee.
Best For: Targeted online spenders (e.g., groceries, travel bookings).
Tips to Maximize Deals
Match Your Spending: Pick a card aligned with your habits—e.g., SBI Cashback for online, Flipkart Axis for e-commerce, or HDFC Regalia for travel.
Check Festive Offers: During sales (e.g., Amazon Great Indian Festival), banks like SBI, HDFC, and Axis often add 10% instant
discounts.
Avoid Interest: Pay bills in full to dodge high APRs (typically 23-49%).
